Before flooding occurs, make a list of your property and photograph or video everything in your house. Store the photographs or videos in a safe location such as a bank lock box. If you live in frequently flooded areas, keep on hand materials such as sandbags, plastic sheeting and lumber that can be used to protect your property.
When flooding occurs, raise your furniture to avoid damage if water gets into your house and bring outdoor possessions inside to avoid damage.
After flooding occurs, contact your insurance agent immediately. If floodwaters have reached belongings, rinse them off as soon as possible. Take wooden furniture outdoors, but keep out of direct sunlight. If mud is in the house, remove it at once while it is still moist. Clean all metal objects at once.